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The benefits of Central Bank auto loans include:,Central Bank’s Platinum Equity Line5 lets you turn the equity you have in your home into cash for the things you want – from home improvements to college tuition to the trip of a lifetime.,Home improvements, a vacation, unexpected medical expenses – whatever your reason for needing a loan, Central Bank is the place to come.,At Central Bank, we have always tried to simplify your decision by providing experienced assistance, discussing your options and suggesting a mortgage loan that is best suited to your needs.,Our Program for Assisted Lending (PAL) makes it easier to get a small loan for just about any purpose.,Student loans for Central Bank4 by Sallie Mae.® For borrowers attending or borrowing for a student attending a degree-granting institution.,Whether you’re an undergraduate student, graduate student or parent helping a student pay for school, these flexible loans are designed to meet your needs:,These loans are made by Sallie Mae Bank or a lender partner. Central Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.,This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation.
U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible.


For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000.,This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program.
The borrower, cosigner and student must be U.S. citizens or permanent residents.


The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.,2 All loans not available in all markets. To find out which loans are available in your area, please contact a loan officer in your market.,5Credit subject to approval.
Loan term is 10 years.


A balloon payment may result. The Annual Percentage Rate (APR) can vary and is based on the U.S. Prime Rate that is published in The Wall Street Journal.
The APR is subject to change monthly on the first business day of each billing period, based on the previous month’s last published U.S. Prime Rate, resulting payment amounts may vary. The floor rate is 4.75%.


As of 7/7/18, the APR is 5.00% (the APR is determined by adding 0% to the Prime Rate in effect at the time of loan origination). The maximum APR is 21.00%.
Minimum loan is $5,000 with a $20 annual program fee.


Borrower pays for appraisal or property evaluation, whichever is needed. Closing costs range from $100–$400 for properties in Kentucky.,Automobile Loans Let us help you navigate the financing of your new or used car. Features The benefits of Central Bank auto loans include: Fixed payment amounts Competitive rates Flexible terms Monthly repayment schedule Automatic payment – your monthly payment can be deducted from your Central Bank account $1,500 minimum loan Loan discount of .50% available for auto-deduct payments from a Central Bank deposit account,Home Equity Loans Central Bank’s Platinum Equity Line5 lets you turn the equity you have in your home into cash for the things you want – from home improvements to college tuition to the trip of a lifetime.best payday loans in massachusetts
Features Using our Platinum Equity Line is easy and convenient.


You just write a check or use our credit card.
But the rewards you earn every time you use the credit card are what make our Platinum Equity Line so special. The Rewards Add Up Fast1 New customers earn 5,000 bonus points with initial purchase Earn one reward point for every dollar spent on eligible purchases (Points do not expire for five years) Redeem for gift cards, merchandise, travel and cash back The Benefits Are Impressive Access to your account with checks and Visa® Platinum Equity Card Competitive interest rate Up to 89% financing Consult tax advisor regarding deductibility of interest Minimum credit line of $5,000 CardManager Makes It Easy With the Platinum Equity Line, you gain access to our online CardManager system at centralbank.com.
CardManager allows you to track earned rewards points and manage your spending through viewable transaction history. Plus, you can make payments online, and you can redeem your points easily, too.,Personal Loans Home improvements, a vacation, unexpected medical expenses – whatever your reason for needing a loan, Central Bank is the place to come.


Features Fixed payment amounts Competitive rates and flexible terms Secured or unsecured loans Monthly repayment schedule Automatic payment – your monthly payment can be deducted from your Central Bank account $1,500 minimum loan Loan discount of .50% available for auto-deduct payments from a Central Bank deposit account,Program for Assisted Lending (PAL) Our Program for Assisted Lending (PAL) makes it easier to get a small loan for just about any purpose.
Features Fixed-rate loans for families or individuals with gross incomes of $30,000 or less Special annual percentage rate Borrow from $500 to $3,500 for up to three years3,Education Loans Student loans for Central Bank4 by Sallie Mae.® For borrowers attending or borrowing for a student attending a degree-granting institution. Description Whether you’re an undergraduate student, graduate student or parent helping a student pay for school, these flexible loans are designed to meet your needs: Competitive variable and fixed interest rates No origination fee or prepayment penalty Multiple repayment options,Options Undergraduate Smart Option Student Loan® for Undergraduate Students pay for your bachelor’s, associate’s or certificate expenses at a degree-granting school Graduate Graduate School Loan® pay for expenses as you pursue your master’s and doctoral degrees MBA Loan® pay for your business school expenses as you pursue your Master of Business Administration degree Medical School Loan® pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports and veterinary medicine Dental School Loan® pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics and prosthodontics Health Professions Graduate Loan® pay for your health professions degree expenses in allied health, nursing, pharmacy and other graduate-level health programs Law School Loan® pay for your school and associated expenses as you study for your law degree Parents Parent Loan® help your student by taking responsibility with a loan in your name These loans are made by Sallie Mae Bank or a lender partner. Central Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
This information is for borrowers attending degree-granting institutions only.


You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S.
Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible.,1 Refer to Visa® Package brochure that will accompany your card for complete details.
2 All loans not available in all markets. To find out which loans are available in your area, please contact a loan officer in your market.


3 12- to 36-month term. 4 We are compensated for the referral of Smart Option Student Loan customers.
5Credit subject to approval.


Loan term is 10 years. A balloon payment may result. The Annual Percentage Rate (APR) can vary and is based on the U.S.



Prime Rate that is published in The Wall Street Journal. The APR is subject to change monthly on the first business day of each billing period, based on the previous month’s last published U.S. Prime Rate, resulting payment amounts may vary.
The floor rate is 4.75%.






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